The apartment complex (large unit counts with own maintenance staff) cannot even achieve that maintenance/cap ex.   

With careful planning and strategic decisions, real estate can indeed be a powerful vehicle for creating a legacy and achieving financial independence.

I feel this target can be achieved given recent cap rates sold in the area, and hundreds of thousands of dollars worth of renovations combined done by me the landlord (1 unit+exterior), and my amazing tenants who did gut renovations of their units.The general rule of thumb is to use 3 lenders for cash out refinance right?

Define your targets above, note your starting point and ask in this forum how to achieve.  

That rule can be achieved in Tampa or St Pete, much better areas, much better renters.

I appreciate the reminder to carefully consider my strategy and immerse myself in learning and networking within that specific niche.Focusing on one strategy, whether it's flipping, house hacking, or another approach, and surrounding myself with experienced individuals who are actively achieving success in that area sounds like solid advice.

There's no other way to achieve an infinite ROI without using leverage.

Seems you'd be well served by taking some time to better define your goals and the timeline in which you want to achieve them.

To achieve cash flow in this high interest rate environment, it will take finding/making a great deal or putting more money down.

And finally, just recently achieved the Pro membership.