Because now, legally, they have to disclose that if this all falls out.

As you go farther out in the suburbs to places like Sherman, Weatherford, Cleburne or Terrell you might could get away with putting less into the deal. 

Quote from @Horacio Renteria: I became an accidental land lord after a divorce in 2020 (bought ex out for equity) then purchased a second home as primary in 2020 for 2.85% interest and has increased in equity 115%.

Find out what they are.

The inspector wanted me to add 2 screws to anchor the condenser and he did check for leaks at the gas connection (the gas connection that was flagged was decades old and I questioned if was before a permit was required but city stated it was up to me to prove that it was there prior to permit requirement).

So if the house is worth 300k and you owe 200k then most you could pull out would be 40k (minus costs) and it would be a second mortgage most likely which would be expensive. 7.5-9.5% likely.But, you can put as little as 15% down for a conventional loan on a single family.

Main project was to take out the old boiler system and upgrade that for the radiant floor heat.

Quote from @Vincent Pflieger: Hey everyone,It’s tax season, and I’m trying to figure out the best approach for my situation.

You want some time to figure out your operations, get experience, and get good management in place before scaling. 

For networking and education, I recommend checking out CIREIA (Central Indiana Real Estate Investors Association).