Utilizing a wrap he has a mortgage note as an asset to offset the mortgage he’s still responsible for on the property.  

My vote is if you are going to continue to buy, you need to utilize leverage.

Has anyone utilized the 100 percent financed Multi-family Acquisition Program?

Does this strategy utilizing HELOC really work on saving money and paying off mortgages much quicker?  

Renting at FMV ensures the property qualifies as an investment while preserving its long-term utility for your portfolio.This post does not create a CPA-Client relationship.

On utilities, I bought a foreclosure in NJ and found out it was not attached to Town sewer and I actually had to extend the main line up to my property then put the lateral in and abandon an old cesspool.  

Easiest thing to do is to utilize your channel manager to create one (most have this feature) or maybe consider houfy.com or craftedstays.co, they are specific for creating direct websites.

For example, an algorithm can't compare a property that charges a flat fee for utilities vs one that charges based on use. 

Then utilize the same designs.

Utilizing empty lot space in this way helps to combat the increasing housing prices and limited supply many markets have been experiencing.