For it’s part, Fannie Mae historically has focused more on purchasing mortgages from larger financial institutions, while Freddie Mac was originally designed to support smaller/regional/thrift institutions.

Some similar phone numbers and such to other short term companies that other people said were scams.

I would do between 50-100% or original deposit amount. 

An LLC isn't necessary when starting, in the long term, it may be worth exploring.

Each option has its advantages and disadvantages.Finally, think critically about your long-term strategy.

These factors contribute to long-term stability and growth potential for real estate investments. 

Originally posted by @JC Wu:Originally posted by @David Song:@JC WuIn terms of Bay Area has no cash flow, that is simply wrong.The correct term is amateurs can not find cash flowing properties in Bay Area.Bought a SFR in Hayward early this year, for 425k, 50k Reno.

However, the property’s cost basis (what they originally paid) carries over to you, meaning if you later sell, you may owe significant capital gains tax on appreciation.Alternatively, selling the property at fair market value eliminates gift tax concerns, but your in-laws may owe capital gains tax on any profit.

Furnished mid-term rentals can definitely pull in higher rents, particularly with traveling nurses, corporate tenants, or relocators.

A rider allowing for using your owner-occupied property as a short-term rental for a specific/limited amount of time is very different than an investment property being used as a short or long term rental 100% of the time.Also, telling your home insurance company that you STR your home occasionally does not give you extra coverage for those types of risks, it simply means if your renter burns your home down the insurance company isn't going to immediately deny your claim.