I have given them treatments for it i.e. powders, and traps.

ALSO, there are things the insurance allowed for that were never done; cabinet knobs/pulls (none installed), dump runs (we did all that), a bedroom that was not even in the damage zone, a powder room they said they did, but we did the whole thing...

Agree with @Paul De LucaAsbestos has to be "friable" (reduced to powder by hand pressure) to be a danger.

The first floor did not have a bathroom so we replaced an under the stairs closet as a powder room.

LolI'm refi and parking the cash in the stock market, spy and qqq. 2022 will need lots of dry powder IMHO.But our over portfolio Ltv is very low so the loss of cash flow on just 3 doirs won't be noticed.

I would wait until you get your new job and then pull a HELOC on your primary so you have dry powder for a good deal. 

As for me, im still going to network, keep the powder dry, and pull the trigger when something comes my way that makes sense.

So every year ideally you would want a few deals ending while you look for other deals in which to redeploy your capital...or build up some dry powder to be used somewhere else if needed.

Record "dry powder"This is the reason that ultimately forced me to stop "waiting for the bubble to burst" back in 2019.

With lumber so high, I'm trying to learn about replacing with redwood, powder coated steel, composite, or aluminum and am looking for any advice on balancing upfront costs (quotes have been $35-50k) and ongoing maintenance.