I'd be a little suspicious of the HML because most want you to succeed - there's no glory in taking back a unit unless they've grossly underloaned on the value.

For someone to have such a presence, suspicious for sure!

And, yes, a 50% discount would be suspicious but I've never seen any and I don't think we'll see any in the current market.Sebastian, I could follow your reasoning that a 10%+ discount is suspicious if you're thinking is along the lines of "nobody is offering more than 10% so it's not in the developer's interest to offer more so, if they do, there must be something fishy".Apart from that, I strongly disagree.

When a real estate company takes money from 8,000 investors and has purportedly made everyone money doesn't that seem suspicious?

First off  you have a CRIME FREE /Drug Free addendum on each tenant that lives in your rental.If you notice suspicious activity or have reports of the same you give tenant notice of high traffic / volume of people to unit as notice to cure.. if this continues or you see or smell drugs you give notice of non-compliance and lease termination. yes you can ask police for advise.. but your main goal is to limit the calls police have to make to your property so you don't want to be listed as a nuisance property. but if the issues warrants it yes call the cops and if a neighboring unit is worried tell them to call the cops sometimes you have to have a record of police calls to verify the issue so you can write up infraction for eviction action..

I would be suspicious if you did not have financial covenants. it's so common.Default interest rates are very common in commercial loans. however, recent huge litigation (Honchariw decision...google it), makes applying any default rate very very difficult and litigious now.

It will always be more suspicious to the IRS. 

Thank you to every honest person who added their valuable input.I would also like to point out the suspicious nature of the accounts that posted positive reviews for ABA.

Maybe it was an innocent mistake, but it sounds suspicious.2.

Where can I go in this town for fun and not get in a fight, assaulted, robbed, arrested, harassed by law enforcement, catch an STD or get killed under suspicious circumstances?