But I have since found a better solution for my situation that does not include wholesaling the property.

I don't have a good solution for smaller properties, but would be interested in that solution as well.

Either way, model prospective deals to maximum stress test and to see if it cashflows after you move out and fully occupied. 

Until then it can be really stressful. 

They look for open layouts, kid-friendly amenities, and smart storage solutions.

Google the term UBIT.Tom Wheelwright has a chapter on why you don't want to do this in his book Tax Free Wealth.

Hubby self-employed. .stressed out, Thelma  

. - I was in a VERY similar situation here in Chicago, but I had less experience working on my own than you.I had a piece of land that I owned free and clear, but since I didn't have any development experience, most of the banks wouldn't talk to me. 

find solutions for their properties through wholesaling.

It's more predatory than solution driven.