A big chunk of the housing shortage goes back to the Crash of '07 / '08 when, according to the economists of the day, 80% of builders and developers went bankrupt once the supply of new mortgage lending dried up.A good solution - though not the only one, certainly - would be to get home building back on track.

My father studied to become a plumber and my mother worked in a dry cleaning shop.

It's definitely not as cut and dry as a BRRRR or flip. 

Once mortgage is denied seller is left high and dry, 30 days and sometimes 6 months into the contract (sometimes even longer, in cases where seller is a builder who built the whole $700K mansion for you, in firm belief that your bank will come through and finance the entire purchase at the end).

I'd be interested to hear how you approach evaluating a borrower’s past performance and how that plays into your final lending decision.I am not a lender, I have my pool of lenders that lend through our investor portal for our deals (so I am the borrower).My suggestion about checking the track record stems from our lenders asking about our past deals.

., including floods, earthquakes, and severe storms.USDA Wildfire Risk to Communities – Offers detailed insights into wildfire risks for homes in specific regions, particularly useful for properties near forests or dry areas.Risk Factor – Analyzes flood, fire, and other climate-related threats for individual properties, giving you a risk score.Climate Check – Delivers property-specific climate risk ratings, covering heat, drought, fire, and floods.Do you consider environmental factors like flood and heat when investing?

I charge $1.50 per wash and $1.50 for dry. 

Liquidity is dry, debt is super super high on credit/auto.

Known for its strong foundation in STEM jobs, the market continues to experience positive economic growth, projected to drive further property appreciation.

Apparently sold off the company and let his investors hang dry.