You're off to a bad start if you must create a poor perception of other options to make your concept look good.  

we need our own forum for this concept.

I understand the concept and it may be useful for some people who have difficulty managing their money by giving them a structure, but I do better myself.That's cool, but this is what's hard about this subject.

If so, I'd consider those options first as they fit in the infinite banking concept.

But the whole concept of foreclosed homes is confusing to me. 

It's the same concept though. 

I love the concept but not sure if it's worth partnering with them or doing it yourself and keeping all the commission.

Rehab costs and ARV (After Repair Value) are key parts of evaluating deals, so it’s great that you’re diving into these concepts early.For rehab costs, creating a rough estimate starts with understanding the scope of work and local pricing for materials and labor. 

I understand your concept, but it appears the terms, lender and investors, are being used interchangeably.

So, for anyone who wants to go into real estate primarily for cash flow, they have not yet understood the concept!