With your income and the option to use an FHA loan, buying a home could be a smart move, especially if you plan to rent it out later.

House Hacking Strategy: Living in one unit while renting out the other(s) is a smart way to offset your mortgage.

Some landlords use lockboxes or smart locks to grant temporary access, but that has risks if you don’t have someone to oversee things.2.Move-out Inspections/Cleaning: Again, you’ll need boots on the ground for this.

It might be a smart idea to contact some private lenders! 

@Ketch BaysStarting small in a cash-flowing market is a smart way to gain experience and build confidence without overextending yourself financially.

You’re in a solid position with this property, and it’s smart to weigh your options carefully.

Look for properties where you can add value with smart, targeted renovations rather than going overboard.Financing Strategy: Since you're aware of the leverage risks, keep your financing options flexible and conservative.

I am 20 years old and trying to learn as much as i can about real estate so that when i graduate college and have a steady income Ill be able to make smart investments hopefully leading to financial freedom.

But in smart buying, if someone has enough cash to pay cash for a property, they could easily stash a good chunk of that away to cover downed months and still leverage to increase the overall returns on their portfolio.

Absolutely, real estate can still be a smart investment—even in this market—and the Panhandle is one of the best areas to consider right now.