No, I'm not in there day-2-day at all, but I am at national HQ in a Senior role so I do see there reports and #'s, there not struggling at all.

Quote from @Zach Edelman: If you do a DSCR loan and vest it in an entity - you and your partner can both PG the note and it will report to neither of your credit reports, thus having no impact on your DTI! 

I'm happy to go walk the property and take photos and provide a simple report of the information you want to help you make a decision. 

But I ran some actual reports for clients this week and wanted to share.

View report*This link comes directly from our calculators, based on information input by the member who posted.

There are also additional costs of operating and maintaining an LLC, like separate bank accounts, annual report filings, tax filings, etc.2.

CA maybe as high with their EIR requirements that cost 250k to 500k just for the EIR reports.

Calculate how much more in interest, lost profits, etc it will cost you to have this “blip” on your credit report.  

**************************************************************************Insurance premiums of American homeowners rose last year, with rates increasing by more than 20 percent in six states, according to a recent report from S&P Global.In 2024, insurers raised rates by 10.4 percent as of Dec. 27, which followed a 12.7 percent hike in the previous year, according to the Jan. 21 report from the company.In total, 33 states saw premiums climb by double digits last year, with the largest spike seen in Nebraska at 22.7 percent.

@Greg O'Brien - Do you mind sharing your company details?