@Jerry Chilimidos,Here is a list of lenders who specialize in lending to IRAs and 401Ks:https://www.biggerpockets.com/member-blogs/2810/50272-list-o...I don't know where your rentals are located and how they are performing but selling might be an option vs doing cash-out refi.I would certainly consider option C.

@Susan Tan you may also have lending options in the Houston area that offer 100% LTC financing for rehab projects.

Also, I am considering alternative financing options (beyond Hard Money).

Quote from @Patricia Steiner: There are several lenders who offer low/no closing cost options for first time homebuyers.

Quote from @Jimmy Chao: I am weighing some options to help my younger brother buying his first primary with a fixer.

@German Fernandez Love those options!

For some of my homeowners - I provide them with several options 1. 

For investors looking to maximize returns while managing risk, here’s why this type of deal stands out compared to Treasuries.Treasuries: Safety with Limited UpsideTreasuries are an attractive option for those seeking safety, especially short-term bonds with maturities of one year or less.

I really like Lease to own option to get into deals without having to take on massive debt.

Account Closed a PMC has two options to get liability insurance (tenant slip & fall) protection:1) Get added to owner's policy as Additionally Insured (NOT named insured).2) Setup a master commercial policy and add every property they manage to it and then charge those owners the cost of the policy.Otherwise, a PMC CANNOT get liability coverage on a property they have no ownership interest in.So, nothing wrong with their request.