Quote from @John Friendas Quote from @Patrick Roberts: If you are on the note or personally guarantee the debt, then it will affect the liability side of DTI, regardless of whether the lender reports the loan on your personal credit.

I have two phones, one for business and one for personal.

Although the journey has been worth it, I've sacrificed quite a bit from a personal lifestyle perspective, relationships, etc.

Contents (Personal Property): most homeowners policies give a set % of the Buildinglimit for Contents.

what kind of investment was/is this  a little more detail may protect others if you think this person is a financial predator.  

I have arranged for Servpro to take a look at the property in person to give me a quote for this job.

@Antoine Black  In general, yes, it goes off your personal credit. 

It separates your personal assets from your business, providing a safeguard if any legal issues arise related to tenants or the property.

@Niklas Zhu If you tear down your STR in 2025 and convert it to personal use, depreciation recapture does not occur at the time of conversion.

However, because I am unable to make trips to scout locations or look at homes in person.