Revisions to the most recent jobs data shows us that they were off by almost 1,000,000 new jobs being created which tells me the job market isn't as strong as we are led to believe which means were closer to a recession, lower inflation and subsequent rate cuts from the FED.

so i'm left with... the biggest drivers seem to be... 1. the rise in interest rates, and 2. the building drop that was caused by the great recession. 

Operators of very small homes are taking home strong 6-figure incomes.It's essentially recession-proof as the supply of aging baby boom seniors needing care will be in place for the foreseeable future.Residents of an ALF are generally in need of assistance with "Activities of Daily Living", called ADL. 

I think a big value for Galveston (despite its warts) is that it is an ideal STR market for a recession/downturn (that hasn't quite seem to come yet despite lots of people predicting it, but it might be finally here). 

I’m not worried about a recession.

Land contract emerged as the most attractive alternative financing in the last two recessions.

So for example I'm very conservative and don't want any debt on them because I feel this hardens them in case of a severe recession.

Now it is a more normal market or even a bit depressed as we are arguably in recession.

I wanted to get the BIGGEST line of credit possible so that i could get ready to buy home cheap in the next 2-4 years when the market dips (recession).  

As the recession (real world tactically defined not academia/government strategically defined) continues we will see a larger uptick in the direct bookings.