There is a quick calculation tab for a ten minute analysis but it is capable of far more than that in my opinion. 

For quick math I have a range of each between: 700/yr to 3% of gross income

I would also send the insurance company this same letter and tell them they are going to be responsible for the cleaning and repair cost.

I do get nervous with finances and want to be financially responsible.

Maybe no one is an idiot, maybe they are simply being responsive to incentives.

I am also looking for rent redi alternatives, I have used rent readi since April and it's been constant problems and lack of response from their support team.

Are you able to reduce your expenses quickly and easily if needed?

The limit on scaling is your deal flow (mine never was that good) and time it takes to perform the value add (I got fairly quick for example, my last rehab did all new plumbing, electrical, and flooring.  

Quote from @Dawn Roy: My response is not relevant to this transaction as it appears everything is going to work out with your lender. 

Matt Scott, Incite Venture Capital and his team can be summarized as follows: over priced, non responsive, non professional agreement breaking, chip on their shoulder and otherwise a bad investment.