
28 February 2025 | 9 replies
There are many ways to house, and even more way to plan for the future with 1031 exchange and Primary Residence strategies!

24 February 2025 | 0 replies
More ways for Real Estate Agents to benefit from AB 1033// New Listing Opportunities:More properties to list and sell as ADUs gain condo status Ability to represent both the primary home and ADU as separate sales Potential to attract buyers looking for affordable entry-level ownership // Investment Consultant Services:Helping clients understand how to legally separate and sell ADUs Advising property owners on maximizing value through ADU sales Connecting clients with lenders and legal experts for ADU transactions // Business Development:Becoming a preferred resource for ADU-to-condo conversions Leveraging AB 1033 knowledge to attract new clients and listings

1 March 2025 | 5 replies
Our primary goal is to retain as much equity in our properties as possible while leveraging outside capital to scale faster.Proposed Investment Structure:Investors contribute 30% of the purchase price and 30% of furnishing/rehab costs.Our LLC secures a new purchase loan in its name only, taking on 100% of the debt.This structure allows us to maintain 70% ownership of the property.Properties will be actively managed to maximize returns, likely achieving higher upside than long-term rentals.Proposed Compensation for Investors:6% preferred return annually.After the preferred return is met, profits are split 75/25 (with investors receiving 75% of profits on their portion of ownership).Profit Calculation:Revenue – Operating ExpensesExcludes mortgage principal & interest, as our LLC assumes full responsibility for the loan.Looking for Feedback:Is this structure fair and attractive to investors while ensuring long-term alignment?

2 March 2025 | 20 replies
IT is a hard question, do i buy in my real expensive market, or do i rent here and invest in a better market (and by "better" i mean better for traditional investing)I would say this: The traditional idea that I am "missing out" if I don't own a primary residence in my chosen market to live in, is not necessarily a true notion.I know a guy, a friend of mine who actually told me about BP back in the day.

5 March 2025 | 2 replies
If the IRA’s primary asset is illiquid real estate, the investor may be forced to sell at an inopportune time or take “in-kind” distributions—which can be complicated and costly to value.Note: A Roth IRA avoids RMDs, but this doesn’t solve the prohibited transaction, UBIT, or liquidity concerns.

23 February 2025 | 1 reply
I use a Manulife One and it has done wonders for paying down our primary residence (to a point where we were able to use some of that equity to fund our first LTR).

3 March 2025 | 4 replies
We have a Townhouse on Oahu that was originally a primary residence which we turned into a rental back in 2018.

30 January 2025 | 24 replies
The primary residence exclusion is $250k per person on title.

5 March 2025 | 7 replies
Lenders typically require a resume for the GC involved in the borrower's project to assess their qualifications.When it comes to a GC getting funding for their own projects, while some lenders will take your experience as a GC or builder into consideration, most primarily look at your track record as a borrower on title when determining approval and pricing.That said, if a lender deems your experience sufficient, they may allow you to act as the primary GC on your own project instead of requiring you to hire a more experienced GC.

10 March 2025 | 10 replies
bought a 2nd primary single family, created an LLC, placed the WV property under it at a 6.6% commercial interest rate which put our loan balance at 180k and have since being doing long term rentals with a tenant property managing the WV townhouse myself. obviously the townhouse has appreciated nicely and analysis puts its selling price point at about 300k.