so to build a strategy relying on heloc money involves a certain amount of risk in the 09 to 2011 time frame I bailed out flipper after flipper who had their heloc frozen were half way through projects and could not finish them.Not predicting this but its something to be aware of. 

Check out tomorrow's meetup:  OCREIN - Reading the Crystal Ball and Predictions for 2025Good Investing...

So my cash flow would be very difficult to achieve per my equity position on an acquisition today.The tougher to predict return is from appreciation.  

Firstly my objectives•To provide uncorrelated predictable income streams while allowing for the opportunity of capital appreciation•To provide high % yields.

Easier to predict expenses - typically no major repairs unless from association3.

This doesn't predict anything, it's just a summary of what has taken place so far. 

On the other hand, I've been a lender for over 30 years and I can say for certain that past predicts the future when it comes to paying bills.

Perhaps the most important of which is that its more predictable and more CONTROLLABLE.

As soon as there's no federal bailout for building in known and predictable disaster areas, either insurance will be priced to risk or people won't be able to get it at all and will have to be self insured for that risk.

Refinancing Options If you’re planning to hold the property long-term, refinancing the seller carry into a more stable, fixed-rate loan could give you more predictability.