That's one of the arguments for not clearing.

There is no one size fits all answer for this question, market to market, and property to property are all different. 

Too much time and when the difference is only 20-30% the banks won't bother with a short sale.- The signed P&S and the arears cleared up will stop the foreclosure.  

One more reason why people should stop looking for the easy path to building wealth.Increase earnings, reduce expenses, save, and invest.

For those ones SCI and M.

If it has any basis at all (such as you left the apartment during your lease term for what you felt was a justifiable reason and stopped paying rent, but the landlord disagreed) then you may be better off paying a rather small settlement.  

You have eight pictures total, but three are of the kitchen, one is outside, and one is the bathroom.

That stopped when I stopped using third-party cleaners, but I also started to only leave enough for the stay.I use a small Dawn hand dish liquid that I fill between guests and larger hand soap dispensers in the bath and kitchen that I fill between guests. 

In the future, I plan to have more rentals but more interested in out-of-state investing than in state so I currently only have the one rental.

The programs that claim high success, over and over again, are the ones that appear on these forums a few years later with students making claims about misrepresentation by the programs.