Henry, when working with distressed debt and modifications for re-performance, 12% is not hard to realize for yield and Dave has this process nailed down from years of experience.

You will want to nail down what your investment thesis is, buy box, and why you are better at that investment niche than others

It hits the nail on the head.

You nailed it - I'm talking about hydronic heating systems.

.: Greg nailed it. 

@Trevor Finn Nailed this explanation!

@Russell Brazil definitely nailed it.

The biggest mistake new investors make is to walk a property, maybe explain in general terms what they want and then let the contractor come up with the SoW.For a bedroom this could be:- replace carpet- repair closet dooror- remove carpet- remove curtains, nails and screws- replace closet doors, entry door SKU#- replace window SKU#- refinish hardwood floors 144 sqft, clear/oil-based- prep and paint all woodwork- patch walls, texture, paint walls eggshell white clay, ceiling flat white- replace light fixture SKU#, replace lightswitch w decora/white, replace 3 outlets&covers- install blinds SKU#Obviously, the cost would be quite different.

I am not an expert in any areas of lending, but I think the best idea is to talk to multiple lenders and polish your conversation.

It's more about steady content and natural growth once you nail the basics like keyword integration and technical optimizations.