And it makes sense that you don't need so many baths, but I liked the thought of building it out like that because I think long-term, there is still value in it if someone wants to buy it and do full coliving or sober living would be ideal.I definitely don't regret having done it that way, but for someone starting out when money is tighter, it's not necessary.

As I addressed in another discussion, most money in real estate is made by long term appreciation and by improving, repositioning, and stabilizing the property, NOT thru purchasing at a discounted price.  

I am having trouble trying to figure out how I can jump into investing, keep up with my W2, be a good mom/wife, and everything in between.

Hey I want my money back now.

Quote from @Pearse Cafiero: You want to borrow money to buy a house, but you don't have the downpayment.

But I'm having trouble finding any properties that I could rent, BRRRR, or flip where I would even break even—let alone clear a profit or cash flow.My question is: When you hear that I'm essentially doing 100% financing, does that make it clear to anyone what strategy would be best?

@Chris Armstrong,The trouble is that people get hung up on the HELOC thing.

What are some of the guidelines you and your group have used to keep you out of trouble?

I haven’t loaned any money out and not sure if I will, but definitely believe it is a great way to make money.  

Although we didn’t have any trouble getting around and all roads seem to be clear.