My point about your father-in law merely relates to how his insurance carrier would likely respond to a claim- coverage would likely be denied.

This is merely an action asking for information concerning a trust.  

As well as personal loan or CC, a second position HELOC could be applied for, without foregoing ones very low 3.5-3.75% 30y fixed mortgage.Your second point is merely pedantics.

I am merely being cautious of what I do; because I need success not failure. 

Here the agenda behind the prohibitive zoning is anti-gentrification which is merely going to result in disinvestment because developers are restricted on design and density and will simply invest elsewhere. https://codelibrary.amlegal.com/codes/philadelphia/latest/ph...

Just had another example of "no response" that triggered me re-reading this thread.....Luis, yes, I thought about this too, as many gurus seem to advise that people establish a buyer list first.  

Certain people will charge more because they can't afford to figure things out for a mere $100 a month when expecting to probably spend 30-60 minutes on the books, especially if they have other clients to attend to.

I would recommend taking a  look at some of my previous posts which emphasize the action items you as a rental property owner should be implementing that have a far greater impact on asset protection than merely forming an LLC.

The individual merely acts on behalf of an actual beneficialowner as the beneficial owner’s nominee, intermediary,custodian, OR agent.Note: Individuals who perform ordinary advisory or othercontractual services (such as tax professionals) likely qualify forthis exception.

I am not saying this merely because I am one since I am not seeking this line of business.