Here is text from sb13 “the violation is not necessary to protect health and safety, as determined by the enforcement agency, subject to specified requirements.” 

Most agencies are slow to process paperwork, have a lot of bureaucratic red tape, and it is difficult to get them to respond to inquiries.

So, I believe this page explains about how they need to be registered to do business:https://www.pa.gov/agencies/dos/programs/business/types-of-f...

Some lenders charge 5% released upon C/O, others release once that particular line item is approved by local inspection agency.

So again, as I detailed, there will FIRST be a general cleanup of the general area lead by this mish-mash of disaster relief agencies AND local government. 

If you can not find coverage with the agencies you have contacted, PM me and I will let you know the companies that we use that might do it.Because of your making payments to the owners potentially, I would look into commercial crime coverage and cyber liability. 

Although this is a long term investment and not in the main stream, it has added a certain level of comfort knowing the above potential investment risks are to a degree reduced.

If the agent is their own broker and a sole practitioner then you need someone else to decipher the agency relationships that may or may not exist.

Heck, fixed annuities and agency debt are paying over 5% fixed, so if you really want to sleep well at night that is an option as well.Also, I have found that the landlord/tenant relationship is generally better with short term rentals than long term rentals.

Borrower Financial Strength & Experience:Liquidity, net worth, prior multifamily experience, prior agency borrowing experience, etc.11.