., FTC, HUD and others and the FBI does actually get involved to see if there is a pattern.   

I would love to connect and pick your brain a little more to understand structure of these loans! 

Hosts can get involved by either donating a portion of rents from their payouts or they can offer housing at a discounted rate.

Now, if they don't want to do that for whatever reason and don't have anybody to work with who would do that for you, I'd have to agree with you that they'd better invest at home rather than getting involved in something they don't understand.

Are you able to get a partner involved? 

@David F.As Russell mentioned co-ops are probably 1/2 the price of a condo and you would also have extensive costs to set up a co-op and typically it’s my understanding the builder funds the first 1-2 years of reserves.

If my Toyota needs transmission work, all I care about is whether my mechanic understands Toyota transmissions and how many of them he has fixed before.

Leverage magnifies return. 3) The effort involved in adding an ADU is comparable or larger than a rehab associated with a BRRRR.

Focus on understanding the rental market, conducting thorough property inspections, and leveraging owner-occupied financing options like FHA loans.

If there is something going on that is making you fearful then you may want to get law enforcement involved.