So I get good mental exercise here, or try to, while getting some added REI "fix" and if I can get challenged that's just extra credit, as is learning something new is icing on the cake. 

You are more likely to be struck by lightning twice.

Will they respond at 2am when the basement floods from the ice maker?

Ice cream melts.

These types of programs have been struck down in multiple parts of the country in court for that very reason.

We've bought water, flood, fire, ice, mud, and mold damaged houses, none of them were much fun.  

Which means avoid getting on thin ice.

It struck me that the people leading the City of Pomona and making very big decisions about housing for its citizens, but they know very little about the housing provider business (industry) and how it works.

I have done interior ivy walls, ice cream makers, fresh squeeze orange juice, and even converted an outdoor shed into a "Van Gough Art Studio" to give 1 house a leg up.

It amazes me nowadays how people will throw money into a market and not spend any time in it(pre purchase) then wonder why it didn't work out.we literally purchased our second stilt house by walking up our stairway and the owner (of our now second str there) was walking up there stairs and we struck up a conversation and purchased it off market.My advice, allocate some of your investment funds to knock on doors and hang in the area you buying- its priceless.