It covers a basic human need (shelter).

Let's say you accidentally use bleach on your nice white sheets and all the body oils get bonded to the fabric and are yellowing.

They cannot arbitrarily make wild gambles because they feel like it - they have to operate within established risk parameters that are approved by several regulatory bodies and internal controls.

Bc entropy sets in and as humans we all have a tendency to become lax with time.  

its just human nature and reality..

That's human nature.

Spend a day at a Habitat for Humanity building a house.7.  

They become gurus as soon as humanly possible, and their income comes from preying off of newbies by convincing them that they buy, sell, and hold real estate when really they're just selling courses. 

Then since your out of control your subject to human nature.

The toothless homeowner taught me so much about humanity and character as well as what people are will to do and say to keep their house.