In your scenario you'd have a potential tax event on that $200K difference.Here's a creative way to access most of that money tax free however. 

Its a personal nightmare and tragic event. 

We went to a group event for Narcotics Anonymous.

It's designed to protect assets in the event of lawsuits, negligence, etc. and it only applies when there is underlying insurance coverage. 

Whether or not you believe there will be drastic changes, we are already seeing increasing weather events with unusual patterns like the hurricane that whipped through Central (Inland) Florida in 2024.

Go to some networking events in the area and meet other investors. 

. -- They have fixed fee structure to compare with anderson advisors without any blatant selling tactics https://www.kbkg.com/" class="redactor-autoparser-object">https://www.kbkg.com/https://go.empiretaxusa.com/61...If you attend any tax-wise or other 3 day events with anderson which costs $197 + travel expenses you will get enough knowledge on how they operate and you should be able to understand what LLC structure is beneficial, also they have a large collection of online videos with plentiful of information on youtube and tax tuesday webinars.

I'm also intrigued by the Shovler.com app, but I fear being left hanging in the event of a big snowfall.

If you want to connect add me on here and I can send you my link tree that will show upcoming events with investor groups at my mortgage company.

Your best bet is to go to real estate networking events near those areas and talk to those who have invested in those areas.Best of luck!