And to be honest, I have only considered a hard money loan because that is what my few mentors primarily use to fund their flipping businesses.

Bit of a wild situation here, at least to me and my lender; maybe it is more common than we think, not sure honestly.

It's better to be honest with your current lender and all parties involved in the transaction, than to risk losing your EMD and falling out with lender Bs false promises.

Hi Gianma, Thank you for the honest review and comments, truly.I went back through our emails and correspondence to get caught up to speed.

Honestly, Tampa checks all the boxes for cash flow, appreciation, and long-term growth, so let me know if you need more specifics or help with a plan!

Hey @Cliff Benner, to be honest, I stumbled onto it on Zillow when doing some dream hunting.

I appreciate your viewpoint and sharing your thoughts! 

To be honest, I’m too busy to be making this decision right now.

@Brandon Croucier is giving you solid info on finding an experienced and honest mortgage broker who can shop your exact scenario both ways, with the rehab and without and break down the benefits of each with all fees so you can see an apples to apples comparison. 

He is over an hour away from us and always is honest- which to us is priceless.