It the FEDS fault.  

I guess this is a perk of buying at the peak of rates now that the Fed wants to reduce rates in the near future.

But our winters are more brown grass season now.

Maybe it's not THIS property, but cashing out is a great way to throw a bunch of money away by giving it back to the feds.

Filing is free of charge and part of the Fed’s idea of an easy form to complete.

And most will be able to pay the taxes when they come due, and put on a new roof, and put on a new coat of paint.As well as replace the carpets, cut the grass on a regular basis, replace the windows, reseal the chimneys when the liners crack, etc..It's unlikely that that these homes will fall into the slum category in 10 years or so, and make the asset underlying the loan virtually worthless.Or just vanish when the place starts to fall apart too much, due to no down-payment (no skin in the game 100% loans).Said the lawmakers who approved this.

With a half point rate reduction by the Fed, our HELOC rate was reduced by the same amount, and we've begun the refinance process.

Ohh but wait most of you on here all probably well off and can afford to help out a relative.The other issue with SCI is that when they first took over their maintenance of the park was poor at best (snow plowing, grass mowing).

Filing is free of charge and part of the Fed’s idea of an easy form to complete.

In this case, we tell the tenants we have two requirements, one as long as we don't hear complaints and the grass doesn't touch the house that become a liability for the building, and at the end of the lease they turnover the property with the landscape in the same condition as how they moved in, then however they want to maintain the lawn to maintain that standard, we don't care.