With actual cash, you just transfer it. yes, but you can still bid with lender approval - without appraisal contingency - you send in deal (app), it gets approved by lender its functionally the same as cash (except in true lightning speed situations where there is a quick auction with little time to prep but thats generally pretty rare I'd think)Right, but that's not cash or functionally the same as cash because the lender can change the terms at the last minute, as often happens with less experienced hard money lenders.

OP.Use the lookup function, my name and read any post of mine that the title starts with Self Storage.

I've got a property under contractPurchase price $78K out the door (I have cash to close) Intent: build on the property which already has a functioning well, septic, and needs PGE installed Total buildout on the property utilities: $128K including the original land purchase price.

That's why it sort of replace the need for a checking account.Every tool has it's function.

Don't worry about minor complaints, you are doing a fine job.Just one question, ALL sites have a delay in data from MLS updates, and from court reported information, and so on, is that a function of a monthly update routine or can the information be updated a little more frequently? 

I still want to know what these titles job functions are: Director of Special Operations vs director of operations (one is a Mendenhall), VP of real estate and director of real estate (both are Mendenhall's) There is already a CFO and COO not names Dutch or Amy.

For Fannie, a "fully functioning kitchen" defines an ADU: https://www.fanniemae.com/content/guide/selling/b4/1.3/05.html#Accessory.20UnitsFor California, a "junior ADU" has 120V electric, and only maybe a separate bath (!)

Rate is a function of price.

Last time I visited San Clemente, my uber driver told me that he has not had a heater or an air conditioner functioning in his home for the last 16 years, and doesn't miss it, with very rare summer exceptions.If you have the money, I imagine it's a pretty good place to be.

Keep in mind that I am selling them as affordable fixer uppers and usually only address any health, safety, and functionality issues.