The "data fingerprint" usually tells the story much better than you can find out from calling references. 

I filed a police report and to my avail their finger prints are smeared all over the door.

One offer came in about 30% below list, with clear investor fingerprints.

MFA then means Multi Factor Authentication - - combining multiple secretes, such as Password, Security Question, BIO input (eg finger print).

Test fees, new licensee fees, office fees, pre-licensing course, finger printing fees, realtor dues, MLS dues, continuing education requirements, ect... it all adds up.  

You will sign a document at the closing table, in front of a notary public who (at least in California) will even be taking down your fingerprints so there can be no  possible doubt about who signed, promising to move in and occupy the property as your primary residence within sixty days (not seven months, not sixty three days, sixty days).I'm guessing the mortgage broker will refuse to put in writing, such as in an email, that "you can get an FHA loan for a property that you will not be moving into for seven months, without it being fraud."

I'm not in CT, but when I got my license in CO, I spent close to $3,000 for the first year, including desk fees, Realtor association membership and initiation, MLS access, fingerprinting, background check, etc. 

Fingerprints are done and test is scheduled!

It masks finger prints and keep the house relatively lighter

That way tenants can use a magic eraser to clean off finger prints and smudges, and we tell them this.- We do our best to eliminate carpet and replace it with vinyl click and groove whenever possible.