@Laurens Van swol a few banks that we've worked with in the past allow you to close in your personal name.

Meaning that if you fund a $5K EMD and then decide not to close you lose the EMD, or you pay for an inspection up front and risk missing out on the deal while you're waiting for the report.

I've closed a bunch of loans with Kiavi, Roc, and a few with ABL, I also closed with RCN, Easy Street, Lima One, and some smaller private lenders.I've come to the conclusion that the experience at the lender is not globally good or globally bad. 

Comps can show one thing but actually closing can be another.

Would you rather set it and forget it and not need to refi again or rather take advantage of low/no closing costs on this loan and plan to be more aggressive on your rate at the time of your refi?

If you want to change the design, then do upon closing.

I have been Quest client for 6 years and this transition is beyond anything I have ever seen and my career was putting new systems in for companies.I am trying to get a deal closed and can’t get a response.

We pay Lightning Docs a $500 annual fee and $500 per loan, which we charge to our borrowers at closing.

I've bought a couple sub-to's in the past and about to close on one next week. 

It was a personal referral, received a credit at closing for renovations as well How did you finance this deal?