Especially in a more competitive market where the options are plentiful.

I have bought 2 of those, offered on plenty.

We build and sell plenty of 2-4 units that make sense in Central TX.

I can speak from experience as a student at Texas A&M, I lived in a 5 br/5 b house and I knew plenty of other students who lived in similar houses or "Ag Shacks" if you will.

There are plenty of mood boards and renovation material ideas on there. 

The lenders will only lend on what the comps say the value is.If you have plenty of comps in the area that meet the 1.3m valuation, then it won't be a problem.

As a retired CPA, I saw plenty of tax returns by these firms that clearly were done poorly. 

You can probably find good deals in Tampa right now, but I'd be very strategic about where you buy and yes, insurance and taxes can be killer, but there are plenty of investors there and for good reason. 

However, there are still plenty of tax benefits when it comes the income you generate from your multi-family property that you can deduct from. 

Ike, there are plenty of great property management companies in Atlanta but you still have to check behind them.