Interesting thought but rates are already going down as the 10 year yield decreases.

Thanks I never seen one LOLbut one strategy you could do is just do HELOC and income from rent in ADU can be used to decreased DTI, not all the bank can do that though.

Should I wait until I can put 20% down on a property to decrease the monthly mortgage payment?

so you have a store of value that will decrease in value if you liquidate it?

If the husband defaults on the loan, it could affect the household's financial situation, potentially leading to missed payments on other obligations or a decrease in property value, which might influence her credit indirectly.3.

I would love to keep it as a rental but at this time I think it would take too long for the rent values to increase enough to make sense Worst case scenario is I have to hold the home for an extended period if the market decreases short term. 

Some City Residents and businesses were given incentives to dig up their grass lawns to decrease water consumption. 

You can find higher ROI (on paper) here and probably in other cities…but the probability of actually collecting rent significantly decreases.

There was one month where an adjustment to 2017 Illinois taxes decreased my disbursement a bit. 

If we are analyzing a turnkey property, is it reasonable to decrease the repairs and capex to like 5% each?