Unfortunately, insurance may decline for one or another reason. 

It would not surprise me if they were acquiring the paper and servicing rights to take an inside line on refi's for these customers if rates decline.

And very rarely does a market hold it's position measured over decades as there is a natural cycle of growth, maturity, decline, redevelopment, growth, maturity, decline, redev...... - OPPORTUNITY COST: The 1 constant in life is CHANGE.

Our biggest climate risks in central Texas are typically wind and hail, so anything of concern regarding the roof could get an applicant declined including trees too close to the roof surface, roof over 10 years old, etc.

Very few candidates we have had to decline due to background checks. 

Hi Alberto, Personally, I don't believe Miami or South Florida is overvalued in the sense that a decline in home prices is coming.

-Townhome/condominium sales declined 12.0 percent year-over-year.

I don't plan on selling; I'm mainly just curious how people make $ in these markets when rental rates are on the decline since COVID.

They invested in declining businesses with unrealistic returns. 

I think anything held over ten years for the most part, if bought even decently, should turn around, but too few investors are an top of their declining investments. 29 separate doors is a lot to manage.