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10 February 2025 | 8 replies
Taking a 15 year mortgage will hemorrhage your debt to income ratio and make it difficult to qualify for more home purchases in the future.
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6 February 2025 | 4 replies
Financing your second property can be tricky since lenders may only count 75% of rental income toward your debt-to-income ratio, so get pre-approved early.
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20 January 2025 | 7 replies
(This option would would not carry any debt, all debt would be paid in cash)Or keep our current house, rent it out, and cash flow NET monthly about $1,500?
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21 January 2025 | 4 replies
What if you're a cardiologist with no debt and making $250,000 annually?
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3 February 2025 | 7 replies
The sentiment feels a lot like 2008, home prices are unaffordable, Price to earning ratio don't make sense, rents are high (which is a goo thing only of the homes weren't so expensive), I feel like it's a ticking time bomb with the debt crisis.
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1 February 2025 | 10 replies
Out of the 5 deals I am LP in, Rod's are giving me the top 2 returns (primarily due to fixed debt) while others, not so much but their returns do get accrued
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4 February 2025 | 5 replies
If not, these are liabilities and wouldn't advise adding debt.
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1 February 2025 | 1 reply
Eliminate debt, establish a budget, and save.
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10 February 2025 | 13 replies
Most lenders will also look at debt coverage ratio which limits leverage at this time due to higher interest rates.
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23 January 2025 | 3 replies
The main reason I ask is because that is significantly below primary residence mortgage rates let alone any investment loans, if you can get rates like that I might need to make some changes on my end hahahTo answer your original question, assuming all else is equal long-term fixed rate debt is valuable.