Letters, post cards even calls are useless to this owner class. 

It will likely still continue being a difficulty.You mentioned bills, are they credit card bills?

Leaving the area for the sake of real estate investing isn't in the cards for us.

There is a processing fee if you choose the credit card option, but a direct ACH has no additional charges.

The credit card fee for tenants and owners is 1% higher than other systems which creates constant complaints.5) API integration.  

We don't pay vendors by credit card or cashapp because it is far too hard to keep the accounting straight with a high volume of transactions to do that. 

Credit Karma has a fantastic "score simulator" tool that you can use to project credit score changes (paying off balances, opening a new card, using an old card that has not been used in some time, just paying your bills on time for 6 or 12 months).

I replied I had credit cards but no photo id.

I don't think he would allow someone that had to put the fee on a credit card.

Maybe use that 650 Billion to pay down our credit card balance which is rising at 1 Trillion every 95 days and perhaps then the Bond market would take our own country seriously.