Also, credit score minimums are higher- often requiring a middle mortgage FICO score of 720 and above.

Whether that's through house hacking or just another set of units I hold, I plan to purchase again this year. if there are tips on how to build a trusted network of people on here, I would welcome that.

With the right resources and help, you can still make it happen.There are options that can help make buying a home possible today — even if your savings are limited or your credit isn’t perfect.

A partnership requires three things to be successful - Experience, Capital and Time.It looks like you have the capital and experience but maybe not the time.I have my doubts about this working if you have a friend who has weak credit and a limited cash flow.

Rate will also be in the high 9s depending on PPP and credit.

5C's of credit are a good framework to understand the fundamentals.

Local banks and smaller credit unions are most aggressive in this space.

If you have any tips, resources, or advice for someone just starting out, I’d greatly appreciate your insights.Some specific things I’m working on right now:Building a strong buyers list.Identifying motivated sellers and honing my outreach.Learning the ins and outs of structuring win-win deals.I’m open to partnering, collaborating, or just grabbing coffee to exchange ideas.

I'd love to hear your stories and tips!

If you ever want to explore loopholes, tips or tricks on the finance side let me know or send me an email.