One of the key challenges I’m facing is understanding the financing options available to someone without Canadian residency or a local credit history.From my research, it seems that a 35% down payment is often required, with interest rates around 7.5-8.5% for non-residents.

Long term money, you could invest into a taxable account so you have access to it whenever you want.

With the right resources and help, you can still make it happen.There are options that can help make buying a home possible today — even if your savings are limited or your credit isn’t perfect.

In some cases, federal tax credits like those for low-income housing or economic development might also apply if the project aligns with certain goals.Instead of buying the land outright, developers often lease it from the tribe, which can reduce upfront costs and sometimes come with favorable lease terms.

Have you reviewed the credit scores or do you know roughly what the loan to value will be after the cash out?

I track the principal as a Liability account in Xero, and whenever I add it to a report, it always shows the current balance, rather than the change over the chosen time period (like with expense accounts).  

Is there really no way to hold shameless tenants accountable?

You account for the mortgage and HOA fee.

Also, credit score minimums are higher- often requiring a middle mortgage FICO score of 720 and above.

My credit was 715-720.