By Year 15 we'll have 4 properties valued at $690k, with a loan balance at $391k, and constant slight negative cashflow. 

But if you do have a house that sits in expansive soils and are susceptible to shrinking and expanding they can put pressure on the basement walls (exacerbated by frost/thaw cycles) and cause them to crack horizontally.

Because they will get defensive if they feel you are pressuring them.

Are you saying you made your own site and constantly are raising equity?

However the tenant was constantly late with rent, the lease was written so that the PM kept all late fees (thus incentivising late payments), and after being assured that this was a good tenant on renewal, 6 months later I was handed a $3500 repair bill for the initial tenant turn.

You want a design that stays relevant, withstands high turnover, and doesn’t require constant costly updates.7.

A lot of DSCR loans being made right now are on the fringe of solvency, and I expect more pressure in this market segment as operating costs continue to rise and rents continue to stagnate over the next couple years. 

I was out of college (just earned my degree in Culinary Arts) and was constantly running out of money.

The Zoom conferences, corporate breakdowns, and ongoing educational sessions, many of which involve seasoned attorneys and industry professionals, are constant.

FlashlightTape measure/Laser measurePaper/Pen/iPadBinocularsReceptacle testerLevelMarbleDroneRespirator/Face Mask/Eye Protection/GlovesAQI testerWater pressure gaugeThermal cameraEndoscope cameraKnifeI bought over 20 houses in my lifetime and I’ve never taken more than a flashlight.