Work with them to ensure they feel comfortable with you as the new property owner.

@Grant Shipman, I will say, I have not explicitly seen anyone violate these rules (that I know of), but more commonly there are a lot of people who have comfort operating at the margins.I.e. compliance officers/attorneys that stop at the letter of the law may say: "investment manager X, you can advertise your company all you want.  

Get out of your comfort zone.

Introducing accredited investors to a diversified stream of consistent monthly preferred returns backed by real estate and real estate backed assets (notes) in a completely transparent environment.

Just make sure you’re comfortable with the interest rate if going either route.  

Urban areas can definitely be tough to gauge from a google maps search because environments are street by street, block by block.  

That said, if you're comfortable with Shopify for now and not looking to go big right away, it could work.

Personally due to the rate environment, I am sitting at 65% LTV on my properties, but I also stopped buying and started private lending (in the US at least, I just bought a house in Portugal).You're in a really good position here, it'll just take some math, homework with banks, and diligence in renter underwriting to end up with a fantastic income property and portfolio. 

The answer to this will come down to comfort level, funds available, and strategy you are looking to implement. 

It’s ideal for investors with some experience in real estate who are comfortable managing renovations and dealing with tenants.If you're a beginner, you might want to start with a simpler buy-and-hold strategy or partner with experienced investors who can guide you through the BRRRR process.