I don't see this really changing much at all, other than flat-fee/discount brokers will try to run at this preaching there the "cure" and than will all but collapse into nothiness.

Obviously, no-one expected a pandemic and near economic collapse.  

If the deal collapses and I would lose everything, I'm out.

I'm sure you've seen some of these news reports with underpinning where they dug too much at one time and the wall collapsed and damaged a party wall damaging two houses. 

Shortly after the first floor ceiling collapsed. 

If you are on septic and it's adding a below-grade bath you could collapse the system if it was not planned for.

But it won't lead the way nor should it collapse like it did in 2008. 

If the deal collapses and I would lose everything, I'm out.

Maybe your perception was different, but I remember the sense we had at Wacker Neuson going through rounds of layoffs, dealers defaulting, order cancelations and no sense when the construction equipment industry would recover, or if there would even be a full recovery - ever.. nobody had ever seen anything like it. 2008 was bad, I think Lehman Brothers collapsed in October, by 2009 we had to assume the equipment industry would never be the same.

So I don't see any big collapse in seller financed deals.