Quote from @Billy Smith: Having all or most of your rentals paid off is a great feeling with the cash flow rolling in .You know have a bigger shovel to buy more properties , folks get the fever want more more dam the debt full speed ahead .I read a lot saying what  is the rate of the  note ,you could deploy the money in  ,gold ,stocks etc....With just a couple rentals paid off in A -B area I put my kids though Division 1 state college.  

, if that was your purchase price and only put $10k to rehab , where did you find this gold mine in 2019!

I wish I could make it work with sub 100k properties, but that's usually fools gold (especially in 2023) and just not where you find long term success.

That low interest rate is gold, and as rents in Stockton are still climbing, you could achieve positive cash flow relatively easily.

Bitcoin will eventually flip gold.

Back then water was so cheap that developers of multifamily buildings just included in the rents.Today is a different time and place so water is called "liquid gold".

We are expecting even more visitors to our area due to the fully booked for the 2025 season of the new Thunderidge Amphitheater as well as more gold courses.   

Because they have found it a time suck, a brain drain, stress factory that takes away from everything else in there life including scaling and to time leverage is worth it's weight in gold. 

I grew up here and when I came to the city as a travel nurse this summer, the month to month furnished rentals were outrageously expensive, $4000-$5000 a month easily to be in a nice building anywhere in River North, Gold Coast, Lincoln Park, West Loop etc.

Let’s start with some basics of realistic expenses offset versus unrealistic gold rush paradigms in a high cost, high tax, low occupancy state:You’re not getting 20% CoC.