Line Item Fee Collected Rents 10% of All Collected Rents New Tenant Search & Onboarding $500 Business Hour Service Calls $80/hour + Materials Cost + Tax After Hour Service Calls $110/hour + Materials Cost + Tax HVAC Cleaning & InspectionGutter CleaningSpring/Fall Exterior CleanupSeasonal Mowing & Weed TrimmingSeasonal Snow PlowingGeneral Contractor Vendor Cost + 10% Oversight Fee

Being a real estate professional allows you to treat the income as non-passive, allowing higher high income tax payers to pay less in taxes.

Another concern is after the two years, I still wouldn’t be lendable for most properties in my markets due to that lack of income. 

Your new ARV(after repair value) should be supported by an adequate amount of comparable sales in the area(duplex's).

After 20 years as an investor, broker, and lender, I can tell you that house hacking is one of the smartest ways to start.

How do you think you'll get another 10% equity after 12 months of payments?

There are auctions to sell cars, police auctions, tax impounded auctions, antique auctions, etc.

Attractive Tax Environment for InvestorsGermany offers favorable tax policies for property investors.

Besides lists from the tax assessor, how are you finding your deals?  

I’d fix it up and list it to sell after I’d been there two years to take the gain tax free.