Time allows for adjustments, scaling, and reinvestment in ways that short-term projects simply can’t achieve. 

Also, the rate the fed is always adjusting isn't the mortgage rate only something that influences it.

I would like to use this life adjustment as a catalyst for my entrance into real-estate. 

Your town may have just undergone a comprehensive reevaluation which adjusts the property values of the whole town.

Before you file your petition to the value adjustment board, you may want to look at what they have valued your property at to see if it is overvalued.

The numbers can be adjusted for taking more from the HELOC to do repairs and add furnishings, but I think it's fair to say that $1880 + $700 - (cost to borrow for repairs and furnishings) will be at or greater than the original $2300 in profit form the single house.5.

Quote from @David Martoyan: Has anyone here successfully adjusted their strategy to focus on finding deals that don’t follow the traditional ARV formula?

.$300k mortgage at 7.25% (30-year): $2,046$300k mortgage at 7.6% (40-year): $1,996Technically, it lowers the monthly, but not by much once factoring in the rate adjustment.

Quote from @Daniel Araque: I'm writing this in hopes that maybe Tardus leadership adjusts this....

Bringing better comps to the appraiser’s attention is definitely worth a shot and can sometimes lead to adjustments.