Additionally, I am pursuing a career as a CRNA to increase my income (and I’m familiar with the job and enjoy medicine).

I decided to go with Innago property management software as it's basically free for both tenants and landlords ($2/payment to process ACH payments, which either tenant or landlord can pay.) 

@Joseph WidenI doubt you would qualify for ch 7 with that type of salary and they would push it to a ch 13 which would just reorganize the debts

Can anyone answer the typical payment lag for ACH or credit card processing?

.: @Michael P.you may also want to consider Huntsville, Milwaukee, Jacksonville, No Name Key, Anchorage, Medicine Hat, and Ulaanbaatar. 

And remember, laughter is the best medicine, especially when your bank account is running on fumes.

So I use Zillow Rental Manager right now and they say even with ACH bank transfer, it will take 5 business days.

A Comprehensive Guide to Homebuying, it's essential to be thorough and methodical to ensure you're making an informed decision but draw boundaries, it's okay to open built-in closets and kitchen cabinets to assess the property, However, respect the seller's privacy by not invading their personal space, such as medicine cabinets, storage boxes, or clothing drawers,Interior:Architectural style.Bedroom and bathroom count, size, and location.Closet and storage space.Number of floors.Sightlines and general floorplan.Appliance age and condition.Light switches and socket count.Plumbing and water pressure.Natural light and views.Noise levels.Stairway width and type.Porches and decks.Garage and parking capacity.Proximity to neighboring homes.Remodeling opportunities.Exterior:Roof and siding condition.Landscaping and outdoor maintenance needs.Additional Considerations:Take notes and photos during the tour.Use your five senses to assess the home's condition.Ask your real estate agent questions about the home's features, flaws, and market conditions.Red Flags:Overly scented rooms.Water stains and damage.Lack of maintenance.Foundation issues.Sagging ceiling.Fresh paint that may be covering up issues.Final Tips:Be prepared to make multiple offers before finding the right home at the right price.Stick to your budget when making an offer.Don't overlook potential red flags just because you love a home.

We have used ACH payments, bank-to-bank, in the past.

Thus, basic deposits (ACH/checks) and payments (ACH, checks).