this is where the gray area comes in with accounting.

One thing I didn't see mentioned was what the value of the place is?

You can fund it with funds in former employer plans and/or IRA accounts.  

...and the account is closed.

I am now under the suspicion that their friend, the one who is still living at the property, is the one who created separate accounts for all three of them and did the signing for each individual who is under this lease agreement. 

I'm currently exploring opportunities in real estate, particularly in accounting roles.

The garnishment has to be filled in county clerks office and the paperwork is served to the ex-tenant place of employment.

@Steven HsuBigger Pockets is a great place to find a real estate tax accountant.A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant who specializes in real estate taxation, business taxation, financial planning and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

AccountabilityAnother obvious and much-needed benefit of a coaching program is having someone hold you accountable.

Draw out $3000 and apply it to the 1st mortgage in place of the scheduled payment.