Moving forward scaling with hard money loans may be the best bet and would avoid the headaches of living in a construction project. 

I recently came across one of there web sites that had there address in Princeton, New Jersey. 

Statistically, I would bet that many of these properties could be at risk from a similar event before the reconstruction could even be completed.What is the new premium on a $5-10-20M insurance policy and how could it ever be recuperated during the life of the policy or length of the average 30 year loan? 

I bet if it were your grandmother or relative in that situation you would think differently.

Their clear incentive is to bet on falling interest rates between now and debt maturity.A small handful of owners are forced to sell due to a looming balloon payment that a refi won't cover, but you're not going to find one of those by driving the market when any commercial broker can just look up properties on that basis and start making calls. 

Your best bet would be to find a portfolio lender whose niche aligns with your investment strategy.

Again, knowing nothing about this particular company, my bet is that type of company will require money up front just to consider whether they can help you out.  

Also, private provider plan review is an option and reduces the lead time for getting a permit.You can check the status of your permit applications using the City of Cape Coral web portal, link below.https://energovweb.capecoral.gov/EnerGovProd/selfservice#/ho...  

Actually the last time I opened it it automatically forwarded me to the new web page and until that happened I hadn't realized that was what had happened.   

DSCR is going to be your best bet here.