(I recently saw an article in Forbes talking about the Bay Area’s shifting market) And if you aim to hold properties long term, keep your eyes on towns around the Bay that have had consistent rent growth.Here in my home market of Phoenix, I see investors branching out to places like Austin, Chicago, and even Omaha from what Ive heard because they recognize how trends can shift quickly.

Credit Karma uses a Vantage scoring model (which we do not use in the mortgage industry), but the trend will be the same as mortgage scores. 

We found that two key factors significantly helped us succeed with our short-term rental (STR): using NightlyPricer instead of AirDNA and opting for Safely Insurance.NightlyPricer: Rather than relying on AirDNA, we chose Nightly Pricer, which provides more dynamic, real-time adjustments based on demand, local events, and market trends.

According to the Justice Department, RealPage’s algorithm allows landlords to align rents with their competitors by analyzing sensitive data, from renewal rates to occupancy trends.

Do you eat out for lunch every day, get coffee twice a day, have a new fancy car, and buy the latest trends?  

I, personally, would be stressed about all that cash out of pocket though and would sell for piece of mind.San Diego, CA 2021 Real Estate Market Appreciation & Housing Market Trends - NeighborhoodScout

What trends and indicators do you look at to keep your thumb on the pulse of market health and trajectory? 

I’m not saying someone won’t get tricked in to either side of the bad deal.

With just these numbers to go on, if I felt the neighborhood is solid/trending up and not down and assuming your rent projection is realistic, I'd buy it. 

Heightened regulation is going to be a nationwide trend over the next few years.