Treasury bills are paying 5% and if you stagger their maturity you could have the money ready to go if you find a better opportunity.

Your main property is also less leveraged so you IRR or return on equity will take a hiti agree with others, you are better off staying liquid especially with treasuries paying 5.3%ulitimately it comes down to the rate of return you need for your financial goals.

I did speakto the Treasury Offset division who stated I did have one SBA backed loan for a much loweramount than the lien. 

Or just buy a TBill on Treasury Direct and call it a day. 

There are few CD that has no penalty.Or just buy treasury directly or SGOV/MINT …:What it seems from end of 2023 money flow , lot of money is being added into bond inflow so this is supporting the real estate market and bit of CRE.Huge huge inflow to TLT this week while fund exiting Snp, from bond perspective there seems stabilization.Sometimes I just thought it was easier to just long bond , I purchased right at the bottom on Oct 31 , it is up 22 percent now.

Treasury Department and more, knowing about and looking the other way regarding the 2nd "borrower". 

Put it in treasuries bills, high yield savings accounts, municipal bonds, or cds for a year.

Also due to the removal of giving people money to spend from the Treasury from the taxes like happened a few years ago.

. - so to summarize: 15% federal capital gains tax, 8.97% NJ state tax, 1% realty transfer tax, depreciation recapture and whatever other costs for closing.https://www.nj.gov/treasury/taxation/documents/pdf/guides/Bu...

Since the White Coat Investor analysis I posted earlier seem to be debated by others yet to post counter-point sources I'll share another source that I found while researching WLI a few years back, Consumer Reports. https://www.consumerreports.or...In this analysis from one of the most independently-funded, unbiased consumer advocacy groups in America the outcome was the following: < 5 years: poor investment (versus term)16 years: you break even on cash surrender value + value of insurance received+20 years: dividends exceed term + treasuries alternative, surrender charges disappear In sum CR concludes: This mixed bag of potential benefits and costs is complicated enough for consumers to navigate, but poor disclosure robs consumers of the information they need to comparison shop.