Hi @Alan Asriants,I agree that the traditional BRRRR strategy is ineffective in today’s market.

Too many varying opinions with sound logic on both sides in this forum regarding traditional velocity banking.First position HELOC ... 

Traditional residential home loan.How did you add value to the deal?

It was 20% down  Like I mentioned on my comment above, it is possible to still finance this property with a non-traditional lender, especially when you are putting 20% down.

The seller is open to seller financing, which presents an incredible opportunity to grow without traditional bank financing.

STRs in Non-Traditional MarketsShort-term rentals in areas near universities or event venues are gaining popularity.

I’d love to take advantage of a “traditional” mortgage (or even FHA?)

You also don't need to do a traditional long term strategy, is there a draw the  area that playing host to a traveling nurse or other professional/student would be interested? 

That can hurt your cash flow and could equate to the same as a traditional long term hold without the headache and management.I'm not saying don't do it, I'm saying you have to look at all options. 

From the sentiment of your post it seems like you're viewing the buyers as strictly investors when they may lean more towards traditional homeowners looking for a quality of life improvement or an improvement on their current financial situation today.Let's say the buyer pays 465k and has a 5% interest rate.